Renters Insurance

Protection Against the Unexpected with Renters Insurance

As a renter, you may be required by your landlord to take out a renters insurance policy. However, even if your landlord leaves the decision up to you, it may be in your best interest to get covered. Find out how a renters insurance policy.

The Types of Coverage Renters Insurance Provides

In terms of coverage, renters insurance is very similar to homeowners insurance. A policy offers protection for both you and your physical assets. While our policies are customizable, yours may include any of the following:

  • Personal Property coverage to replace any damaged or stolen property—from electronics to clothing and everything in between.
  • Personal Liability coverage in case you are held legally responsible for property damage or injury (whether you’re in your home or away)
  • Medical Payments coverage to pay for medical bills of anyone who is accidentally injured within your home.
  • Temporary Living Expenses coverage in the event that a disaster or unforeseen circumstance leaves you without a home for a period of time.

We’ll help you determine the exact amount of coverage you’ll need based on the type of security you’re looking for and the net worth of your belongings.

Renters Insurance FAQ

Especially if you’re new to renting, you may still be unsure about what renters insurance is and why it’s so beneficial. Here are answers to some of our most frequently asked questions.

Black Q IconHow much does renters insurance cost?

The actual cost of your renters insurance policy will depend upon how much coverage you need. A typical policy offers approximately $10,000 in personal property protection and up to $100,000 in liability protection. With these parameters, you’re looking at somewhere around $10–15 a month for security and peace of mind.

Black Q IconHow does renters insurance work?

Renters insurance is designed to help you recover quickly after a loss, disaster, or accident. For example, if someone burglarizes your home and steals your TV, you would file a claim with your insurance company and receive a check to purchase a replacement TV.

Black Q IconWhat are some instances where renters insurance might be necessary?

Renters insurance helps protect you from financial liability when an accident is your fault or someone is injured in your home. It also helps you restore your belongings should someone steal or destroy your property. Lastly, renters insurance can protect you in the event of a natural disaster—especially if you have to live elsewhere for a period of time.

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Benefits of Choosing B2 Insurance

We gather your information and do the work for you

We’ll shop with 30 of the best insurance carriers

Using our long-term relationships, we can leverage and negotiate the best rate for your coverage

We present you with more than one option, allowing you to make the final decision

Based on the large volume we produce, our firm receives preferred rates that our competitors don’t have access too