Health Insurance

Preserve Your Family’s Well-Being with Health Insurance

Health insurance is a valuable service you pay for in order to protect yourself from the unpredictable. While everyone hopes to stay healthy, there is no way of knowing if you will develop a serious illness or have a devastating accident that requires surgeries, recurrent treatments or medication. Medical insurance is designed to help protect your finances in an unfortunate situation. Medical bills are expensive, so protect yourself from financial loss and invest in an affordable health insurance plan.

What Health Insurance is Right for You?

Finding a health insurance policy that fits your budget and your medical needs can be a daunting process. Most basic helath insurance plans can cover you for check ups, having a baby, emergency care, prescription drugs, and preventive care. When you’re looking for something a little more comprehensive, consider the following:

  • Major Medical Plans – this can include coverage from PPO’s, HMO’s EPO’s, POS’s, and HDHP.
  • Catastrophic Insurance Plans – this will ensure you are covered in the event you are diagnosed with a life-threatening illness or involved in a major accident.
  • Government Insurance Plans – for those who qualify, you can receive assistance for medical expenses through Medicare, Medicaid, ObamaCare, or Covered California.

At B2 Insurance, we have helped hundreds of families get the best health insurance plans at the best rates. For the past 15 years, we have developed long-term relationships to some of the best health insurance providers in the South Bay and across the nation, allowing us to give you preferred rates on your desired health insurance policies.

Understanding Health Insurance Through Our FAQ

Looking for more information on health insurance? Read through our frequently asked questions below. If you still have questions, please do not hesitate to reach out to us.

Black Q IconWhat is health insurance?

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.

The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as “coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment”

Black Q IconWhat health insurance should I get?

Choosing the right insurance plan is a difficult process. Before you choose any health insurance plan, here are a few things you should consider:

  • Choosing the level of protection
  • How much monthly premium can you afford
  • Determine if your desired plan requires some out-of-pocket costs.
  • Is health insurance included in your employee benefits

At B2 Insurance, we can provide you with a variety of health insurance quotes from some of the best insurance providers in the South Bay and across the nation to ensure you get the best coverage at a price that’s right for your lifestyle.

Black Q IconWhy do I need health insurance?

It’s the law. You must have health insurance or you will incur a fine of $95 or 1% of your income. Plus, you will have to pay for all of your own medical expenses, which could end up being quite costly, especially in the case of an emergency. It is difficult to think that you may end up in the hospital, but if it does happen, you need to be covered. For peace of mind you should have health insurance.

At B2 Insurance, we have proudly helped families in the Los Angeles county, South Bay, and Orange County find the best policies for their needs.

Black Q IconWhat benefits can I receive from health insurance?

There are many different benefits associated with health insurance. Health insurance is flexible and we will work together to find a plan that fits your budget. With a health insurance plan, you are able to have frequent access to medical care. You also pay less for in-network medical care. Preventative care and routine checkups not only save you money in the long run, they help you stay healthy! Health insurance helps protect you from financial and health risks.

Although nobody plans to get sick or injured, everybody will require a few doctor’s visits or prescriptions throughout their lifetime. At B2 Insurance, we will take the time to ensure you find an affordable health insurance plan for you medical needs.

Create a brighter future for you and your family with comprehensive, affordable health insurance.