Indexed universal life insurance is a form of permanent life insurance that combines the opportunity to grow cash value with death benefit protection. This type of life insurance gives you the opportunity to grow cash value through an account that credits interest based upon the movement of stock market indexes. This policy holds a zero percent floor that guarantees your account will not earn less than zero percent.
Benefits of Indexed Universal Life Insurance
With indexed universal life insurance, you are given the flexibility of adjustable premiums and opportunity to increase your cash value without the risk of investing in the equities market. This policy allows you to allocate cash amounts into a fixed account or an equity indexed account where they can grow. When you pay your premium, a portion pays for annual renewable term insurance, while any remaining funds are added to the cash value.
Getting Started with Life Insurance
At B2 Insurance, we have helped countless families and individuals find the best life insurance policy for their exact needs. We take the time to get to know you and your goals to deliver the best, most effective insurance plans for your needs. Because we are connected with 30 of the best insurance providers across the nation, we are able to get you the best coverage at rates you simply can’t find anywhere else. If you are looking for a team of friendly and professional insurance brokers to help you get started with indexed life insurance, you have come to the right place. Get started with us by clicking on the button below.