Workers Compensation

Protect Your Business And Employees with Workers Compensation Insurance

Unfortunately, accidents happen. To keep your business safe from the unpredictable, you need workers compensation insurance. This mandatory type of policy helps cover medical costs and a portion of lost wages for an employee that has been injured or become ill at your place of work. Without this type of coverage, your business could lose valuable time, resources, and more.

What’s Covered Under Workers Compensation

No matter what type of business you operate, you are in need of workers compensation insurance. Retail stores, offices, service providers, and more are all susceptible to major disruption of work and finances due to illness or injury. Even the smallest injury can cause your business loads of hardship. Here are just a few of the many things that workers compensation insurance covers:

  • Injuries or loss of limbs
  • Diseases
  • Injury inflicted at work
  • Medical treatment
  • Rehabilitation or physical therapy
  • Up to 2/3rds of lost wages
  • Death
  • Coverage for lawsuits (liability insurance)

At B2 Insurance, we have developed long-term relationships with reputable insurance agencies in the South Bay and across the nation. With this, we can leverage our connections to ensure you get the best workers compensation coverage at the best possible rates. Let us help you get the coverage you need for your business so you can get back to doing what you love.

Workers Compensation Insurance FAQ

There are many parts of workers compensation insurance that can be very difficult to understand on your own. We know that as a business owner, you have little to no time to spend researching this policy. To help make it a little easier, we have compiled a list of the most frequently asked questions about workers comp. If you still have questions, please do not hesitate to reach out to us.

Black Q IconIs workers compensation insurance mandatory?

In the state of California, workers compensation insurance is mandatory. No matter if you have one employee or 100 employees, you, legally, need this policy.

For business owners that are not located in the state of California, but have employees that frequently work in the state, you will also need to have workers compensation insurance.

Black Q IconHow are workers compensation premiums set?

Premiums are set based upon the location of your business, the type of business you operate, and the number of people in your staff. For example, coverage for a construction company might have a higher premium than that of an office administrative business.

The most effective way to get the right coverage at the best premium for your business is to consult with a professional insurance company. At B2 Insurance, we have over 15 years of experience helping businesses find the right coverage at preferred rates. By working with us, not only will we take away the burden of finding the right coverage for your business, but also ensure that your business is covered in every aspect.

Black Q IconWhat benefits can I receive from workers compensation?

Having long absences from work can leave a lasting negative effect on your employee’s future work for your company. Leaving your employees uninsured is not only against the law, but is against the best practices of businesses. Show your employees that you care about their safety through comprehensive workers compensation insurance.

Black Q IconHow can I save money on workers compensation insurance?

There are many things that your business can do to reduce your workers compensation insurance coverage, including:

  • Managing risks
  • Raising your deductibles
  • Avoid assigning risk
  • Create comprehensive safety plans for your employees
  • Create and manage disability programs

Ensure Safety & Protection for Your Employees and Your Business