Health Plans

Comprehensive Health Insurance Plans for Your Employees

Your employees are your greatest investment. Ensure they are happy and healthy with comprehensive health insurance.

Understanding Health Insurance for Businesses

As a business owner, you want to provide the best for your employees. Understanding the types of health insurance can help you make the best decision for your business and your hard working team. There are two main forms of health insurance that you should know. They are:

  • Preferred Provider Organization (PPO) – When you choose PPO, you are providing your employees with the ability to choose their own, preferred doctors. This may come at a higher deductible rate for your employees, but gives them to freedom to remain with their current doctor, or choose a doctor at their own will.
  • Health Maintenance Organization (HMO) – HMO health insurance is a closed network of doctors, physicians, and dentists where employees have little to no co-pays or monthly premiums. With HMO, you are giving your employees a more affordable health care options, but not the ability to choose their own doctors. With an HMO plan, employees choose a primary care physician that then refers to other practitioners in the network for specific treatments.

At B2 Insurance, our team of brokers has over 15 years of experience helping businesses find the best health insurance plans for their employees and their budget. We have direct, long-term relationships with our carriers, giving us the ability to provide you with preferred rates that other insurance brokers don’t have access to.

Business Health Insurance FAQ

Are you looking for more information regarding health insurance plans for your business? Take a look at our most recently asked questions for business health insurance plans below.

Black Q IconWhat’s the difference between group health insurance and individual health insurance?

Group health insurance is a type of policy that is purchased by you, a business owner. This health insurance plan is offered to eligible employees of the company and their eligible dependents. Group health insurance gives you full coverage and, typically, the costs are split between you and your employees.

Individual health insurance is a type of plan that is purchased by your employees. Your employees choose their plan, level of coverage, and doctors. The costs can be less than group insurance for employees, as you can choose to set up a reimbursement plan.

Black Q IconWhy should I provide health insurance to my employees?

Providing health insurance to your staff can give you more benefits than just healthy employees. When you choose to provide health insurance to your employees, you can experience the following benefits:

  • Attract talented, qualified employees
  • Avoid Health Care Reform assessments
  • Keep your staff happy and healthy
  • Receive tax advantages, and more

Black Q IconHow do I get started with a health insurance plan for my company?

Getting started with health insurance is often one of the hardest parts. Before you jump into any decisions, be sure to plan your business for health care. To help you plan for health insurance, ask yourself these questions:

  • Who will receive coverage from health insurance?
  • How much can I afford to spend monthly on health insurance for the company?
  • What do my employees value most out of health insurance?
  • What staff members will manage the health insurance implementation, management, and other internal tasks?

By answering these questions, you will be able to narrow down your long list of needs to ensure you get the best, most effective health insurance for your employees. If you don’t have time to answer these questions, don’t fret. Our team will collaborate with you to help you create the best plan for your health insurance needs.

Black Q Icon Am I required to supply health insurance to my staff?

When your business’s reaches a total of 50 employees in staff, you are required to provide insurance. Rather than letting the government force you into a health insurance plan you might not like, we can help you find the right plans for your needs with little to no effort on your part.

Provide your hardworking employees with comprehensive health insurance plans without the hassle