Earthquake Plans

Get Coverage for the Unpredictable with Earthquake Insurance

California is a hot spot for earthquakes. Unfortunately, these natural occurrences are unpredictable and can cause thousands of dollars in damage to your property. While you may think your traditional property insurance will do the trick, you might be in for a rude awakening. Let our insurance brokers find you the best, affordable earthquake insurance to not only give your family the additional coverage it needs, but also the peace of mind they deserve.

Understanding Earthquake Insurance

Many residents and business owners in Southern California believe that their traditional home or property insurance covers damages caused by earthquakes. Here are a few facts about earthquake insurance that you should know so you can better understand the benefits of adding it to your current protection plan.

  • In the State of California, earthquake insurance is administered by the CEA, the California Earthquake Authority
  • There is no current way to predict when or how severe an earthquake will be
  • Depending on your location, the rates for earthquake insurance can vary significantly
  • Earthquake insurance will help cover expenses, such as rebuilding your home, damage to commercial property, and more.

At B2 Insurance, we can help you get a comprehensive, yet affordable earthquake insurance policy through the CEA. We have over 15 years of experience helping both families and businesses get the coverage they need to stay safe from all of life’s uncertainties. With our help, you can get the coverage you need with little to no effort on your end.

Earthquake Insurance FAQ

To better understand what is covered under earthquake insurance, take a look at our frequently asked questions below. If you still have questions regarding this policy, please don’t hesitate to reach out to us. We are more than happy to walk you through this necessary coverage.

Black Q IconWhat does earthquake insurance cover?

Depending on your exact policy, the amount of coverage you receive can vary significantly. The purpose of all earthquake insurance policies is to help you put a roof back over your head in the event of major damage.

With the help of our experienced insurance brokers, we can help you get the best earthquake insurance coverage for your family and your budget with little to no effort on your part. We take on the burden of collecting, presenting, and negotiating with the California Earthquake Authority to ensure you get the best coverage for your needs.

Black Q IconDo I need earthquake insurance?

By answering these simple questions, you can determine whether or not you are in need of earthquake insurance:/p>

  • Can I afford earthquake insurance?
  • Are earthquakes common where I live?
  • Can my home withstand an earthquake with little to no damage?
  • Can I afford not to have earthquake insurance?
  • Can I afford to rebuild my property out-of-pocket?

Our insurance experts can consult with you to help you answer these questions if necessary. They will be able to get to know you, your family, and your current estate to determine whether or not you need earthquake insurance.

Black Q IconIs earthquake damage covered by my property insurance?

Unfortunately, no. In some instances, your property insurance policy can help provide coverage for fires that have been caused due to an earthquake, but all other damage is not covered.

Our insurance experts can help you understand exactly what is covered on your current property insurance plan to give you the peace of mind you deserve.

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