Dental Plans

Comprehensive Dental Insurance Plans for Your Employees

Your employees work hard for your business. Providing your employees with comprehensive dental insurance is not only is this a major benefit to your current employees, but can help your business attract and retain the most qualified, talented employees in the future.

Common Dental Insurance Plans

There are many types of dental insurance plans for businesses, making it difficult to choose the right one for your needs. Before you get started, it’s important to understand the types of dental insurance plans that are offered for business owners.

  • Fully-Funded Employer Plans – This plan assumes that you, as the employer, will cover 100% of the dental costs of your employees.
  • Partially-Funded Employer Plans – With this plan, there will be a split charge between the employer and employee, whether that’d be even or not.
  • Fully-Funded Employee Plans – Employees cover 100% of the dental insurance plan, while employers take on administrative and payroll tasks.

Selecting the best dental insurance plan for both your employees and your budget can be a challenge on your own. At B2 Insurance, our brokers have developed long-term relationships with some of the best insurance companies in the South Bay and across the nation.

We take away the burden of searching for the best rates to help you provide this valuable benefit to your staff. We can help your small or large business find the best dental insurance plans at preferred rates that simply can’t be found by searching alone.

Dental Insurance FAQ for Business Owners

To better understand dental insurance plans for business owners, we have compiled a list of the most frequently asked questions we receive from our clients. Read our FAQ below to learn more.

Black Q IconAre dental insurance and health insurance covered under the same plan?

In most cases, no. Because dental insurance plans aren’t legally required for businesses, you will need to acquire two different policies.

At B2 Insurance, we can help your business bundle these two insurance plans to not only save on expenses, but also streamline your employee benefits. We take the time to get to know your business and its goals to select the best affordable, yet comprehensive dental and health insurance plans.

Black Q IconWhat is the difference between PPO and HMO Plans?

As a business owner, it is crucial that you understand the difference between HMO and PPO plans.

An HMO, or Health Maintenance Organization, involves a closed health network. This means that there is a set network of physicians, doctors, and dentists that are covered. With HMO’s, premiums tend to be high and deductibles tend to be low. Seeking medical attention outside of this network will result in out of pocket costs.

A PPO, or Preferred Provider Organization, you have a bit more freedom. This is an open health network that covers treatment costs from a wide range of doctors. With this plan, premiums and deductibles tend to be high.

Black Q IconWhat are some benefits to offering Dental Insurance to my employees?

There are many benefits that come with offering comprehensive dental insurance to your employees. A few of the many benefits you can expect to receive are:

  • Avoid Health Care Reform assessments
  • Gain tax advantages
  • Attract and retain qualified, talented employees
  • Increase profits with more attentive and productive employees
  • Create a positive company culture

At B2 Insurance, it is our mission to make it simple for your business to get comprehensive, yet affordable dental insurance plans for your employees. With the help of our specialized team, your business can experience these benefits faster than ever thought possible.

Give Your Employees the Comprehensive Dental Insurance They Deserve.