Comprehensive Business Liability Insurance
Finding the right coverage for your business can be a daunting task. With so many policies out there, it’s hard to know and choose the best ones for your needs. At B2 Insurance, we are proud to offer comprehensive general business liability insurance plans. We take the time to get to know your business and its needs to match you with the best general liability insurance policy.
Getting Insured Has Never Been Easier
With general liability insurance, you can experience the coverage benefits of over five policies all in one. With business liability insurance, your company can be protected from:
In just one meeting with our team, we will find you a wide variety of coverage options with little to no effort on your part. Because we are connected to over 30 of the best insurance providers on the market, we are able to find you the best policy at the best rate for your business.
Employment Practices Liability Insurance
In the event that your business is involved in a lawsuit for wrongful termination, discrimination, retaliation, or other employee related circumstance, EPLI will have you covered.
What is Business Liability Insurance?
As mentioned before, business liability insurance, or general liability insurance, is a form of insurance that covers businesses from third party lawsuits. This includes lawsuits that involve bodily injury, property damage, and libel claims.
It is important to understand who is a qualifying “third party”. This can be anyone other than one of your own employees.
This is a major benefit for businesses of all sizes. This one policy can help you keep your business afloat in the event that someone was injured, property as damage, or your name was slandered in the public. This eliminates the need find and manage multiple coverages and monthly payments.
Does Business Liability Insurance include Product Liability Coverage?
That depends on your specific policy. In most cases, yes, but you should always confirm with your insurance agent first.
Product Liability Insurance kicks in when your products or services have caused bodily harm or other injuries to your consumers or clients. This coverage is crucial for nearly all businesses that provide a product or service, but especially for food service businesses. This can help keep your business safe in the event that something consumed causes harm to your customers.
What is the difference between Professional Liability Insurance and Business Liability Insurance?
Professional liability insurance, also known as errors and omissions insurance, also protects from third party lawsuits, but also protects your client when a customer or business partner claims they lost money due to your business’s negligence. This policy offers a broader spectrum of coverage, but with less emphasis on the liability for physical injuries or property damage.